
Our Team

Creating Opportunity Through Education.
The People Behind the Mission
At Financial Wellness Institute, our team is united by a shared purpose: to engage, educate, and empower individuals and families as they build stronger financial futures. Every interaction is guided by the values that define who we are and how we serve our communities.


Wanda P. Hardy
President & CEO
Financial Wellness Institute
President & CEO
Staff

Nadira Farouk, CPA
Chief Financial Officer

Morgan Labbree
Marketing

Michael Lane
Director of Development

Rian Maxwell
Intake Specialist

Frank Montufar
HUD Certified Housing Counselor

Tracy Moore
Professional Career Coach

Maria Morales
Workforce Development & Career Readiness Program - Fellow

Sabrina Umstead Smith
Residential Real Estate
Project Manager

Jim Watson
Residential Real Estate Project Manager
Housing Advisory Board

Theresa DiVietro CHAIR
Owner,
Bluefield Housing

Mariya Burnell
Community Development Manager, TD Bank

Lawrence DiVietro
Owner,
Land Dimensions

John Poliero,
Appraiser,
Charles J. Poliero

Carolyn Zumpino
President,
Triad & Associates
Board of Trustees

Melissa Fox, MHA, FACMPE
COO, Acenda Integrated Health

Daniel Mak, Esq.
Attorney, Eisner
Advisory Group, LLC

Anthony J. Wehbe,
DO, MBA, FACOI
Population Health, SeneCare, LLC

Tiffanie
Talley–Baines CHAIR
Branch Manager, PNC Bank

Vincent Spano
VICE CHAIR
SVP District Executive, Santander

Robert Juliano
TREASURER
Dir. of Corporate Giving & Financial Literacy, WSFS Bank

Barbara Wallace
SECRETARY
Former Mayor, Washington Twp, Gloucester County, NJ

Crystal Dundas
Communication Strategist, The Vanguard Group Foundation